Housing Rehabilitation

Home and Rental Rehabilitation Loan Programs

The Home and Rental Rehabilitation Loan Programs use funds from the Community Development Block Grant and Key Bank to provide zero and low-interest loans for the rehabilitation of one- to four-unit family residences. The residences must be occupied by owner households or tenants with incomes at or below 80% of the median income of Whatcom County (PDF).

In addition to providing loans, the programs offer the following services:

Credit and financial counseling

Technical assistance in the rehabilitation process, including:

Inspection to determine needed health, safety and deferred maintenance repairs
Preparation of scope of work
Assistance in bid solicitation, contractor selection and contract preparation
Assistance in construction oversight
Resolution of disputes between owner and contractor
Referrals to other agencies for social services beneficial to low- and moderate-income households
Referral of fair housing complaints
Information on lead-based paint hazards

Forms and Guidelines

For more information about the Home and Rental Rehabilitation Loan Programs contact the Community Development Division.