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Home Rehabilitation Loan Program

The Home Rehabilitation Program strives to sustain the quality of life in our community, provide an affordable housing rehabilitation option to low and moderate income households, preserve the existing housing stock in our neighborhoods, and provide employment opportunities for local contractors. The residences must be occupied by owner households with incomes at or below 80% of the median income of Whatcom County (PDF).

Funds from the Community Development Block Grant provide low-interest loans for the rehabilitation of one- to four-unit family residences. In addition to providing loans, the program offers the following services:

Forms and Guidelines

For more information about the Home Rehabilitation Loan Program contact Lisa Manos at 360-778-8391 or e-mail  TTY: (360) 778-8382

** Notice to Contractors

All City of Bellingham Home Rehabilitation Program (HRP) Projects are made possible by federal funds allocated to the City by the Department of Housing and Urban Development (HUD). To remain in compliance with HUD, and in order to continue to use those funds for construction purposes, we are required to create a list of Certified Section 3 Contractors. Becoming certified as a Section 3 Contractor is strictly voluntary; however, firms that meet this qualification will recieve preference for HRP projects as they become available.

The City is always seeking qualifications from licensed, bonded, and insured general contractors experienced with the rehabilitation of single family (1-4 unit) homes. Contractors interested in working through the Home Rehabilitation Program must complete a Contractor Qualification Form. Selected contractors will be part of a contractor pool, which will then have the opportunity to bid on privately owned single-family (1-4 unit) rehabilitation construction projects.

Responsibilities of the Contractor

Please note: this list is intended only for the Home Rehabilitation Program. This list is not for the Small Work roster for Public Works Projects or for the City of Bellingham on-call list for consultant services.

The City of Bellingham is committed to providing equal opportunities to the State of Washington certified Minority, Disadvantaged and Women's Business Enterprises in contracting activities. The City of Bellingham reserves the right to cancel this "Notice to Contractors", reject any or all proposals, and to waive minor informalities for proposers if it is deemed in the public interest to do so.

M 9/9/2015

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