affordable housing is vital to the health of a community. Housing is defined as affordable if a
family spends no more than 30% of their gross income on housing costs. A
household that pays more than 50% of their income for housing is considered
severely cost burdened, and their ability to afford basic necessities such
as food, clothing, transportation and medical care, are compromised. Click
here for additional resources.
City of Bellingham
Funding Opportunites - Although the City does not provide
or manage affordable housing, it does provide financial assistance to
develop and operate housing.
- Home Rehabilitation Loan
Program - This program strives to sustain the quality of
life in our community, provide an affordable housing rehabilitation
option to low and moderate income households, preserve the existing
housing stock in our neighborhoods, and provide employment opportunities
for local contractors. The residences must be occupied by owner
households with incomes
at or below
80% of the median income
of Whatcom County (PDF).
- Additional Funding
These programs are funded via the 2012 Housing Levy that Bellingham voters approved
in 2012, as well as federal funds received through HUD and the City's
Affordable Housing Partners - Creating and operating affordable housing requires many agencies to work
together to meet the needs in our community. The City helps support some of
these programs financially, but the activities are carried out directly by
that agency. Click here for a list of partnering
Project Management Resources - The following links
provide information and resources for housing providers that
use City funds so that contract compliance is achieved.